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Program Type
Standard
Platinum
Select a product in the box below.
Borrower-Paid Monthly Mortgage Insurance (BPMI) Refundable
Borrower-Paid Monthly Mortgage Insurance (BPMI) Non-Refundable
Lender-Paid Mortgage Insurance (LPMI)
Single Financed Premium
Free After Five Refundable
Free After Five Non-Refundable
SplitEdge
Piggyback Loan
FHA
Then, check which options you would like to compare it to.
Lender-Paid Mortgage Insurance (LPMI)
SplitEdge
Single Financed Premium
Piggyback Loan
Free After Five
FHA
Enter information below, then click 'calculate' for results.
About The Home
State:
AL
AK
AZ
AR
CA
CO
CT
DE
DC
FL
GA
HI
ID
IL
IN
IA
KS
KY
LA
ME
MD
MA
MI
MN
MS
MO
MT
NE
NV
NH
NJ
NM
NY
NC
ND
OH
OK
OR
PA
RI
SC
SD
TN
TX
UT
VT
VI
VA
WA
WV
WI
WY
Purchase Price/Appraised Value
Occupancy
Primary Residence
Second Home
Property Type
Single Family
Multi Family
Condo/attached PUD
Coop
Manufactured
Number of Units
1
2
3
4
About The Mortgage
Loan Purpose
Purchase
Rate and Term Refinance
Relocation
Downpayment $
Downpayment %
First Mortgage Term (Years)
Loan Type
Fixed
Temporary Buy Down
1 year ARM
2 year ARM
2-28 adjustable
3-27 adjustable
5-25 adjustable
7-23 adjustable
Interest only
Full Documentation
First Mortgage Note Rate (%)
About The Scenario and Market
Years in House
1
2
3
4
5
6
7
8
9
10
Life of Loan
FICO Score
Interest Rate Scenario
Stable
Increasing 1% per year
Increasing 2% per year
House Appreciation Per Year (%)
0
1
2
4
6
8
10
15
20
Underwriting Information
Underwriting Method
AUS
Manual Underwrite
AU System
Fannie Mae DU
Freddie Mac LP
AU Response
Approve/Eligible
Approve/Ineligible
Refer/Eligible
Refer/Ineligible
Refer with Caution
EA-I/Eligible
EA-I/ineligible
EA-II/Eligible
EA-II/Ineligible
EA-III/Eligible
EA-III/Ineligible
Refer with Caution /IV
Out of Scope
About MI
MI Rates
Radian Standard
Proprietary Rates
Monthly MI Coverage (%)
35
33
30
27
25
22
20
18
17
16
12
6
Date
3/10/2010
Terms and Conditions
Calculator Assumptions
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